Risk Management

It is the goal of systematic risk management to recognize and deal accordingly with risk at an early stage.

The following three aspects are of crucial importance:

• Risk responsibility
• Risk technology
• Risk diversification

The risk responsibility born by the employees of the bank includes the knowledge about various risk forms, the professional handling of risks and the capability of consistently combining diverse risk aspects into a global approach.

The risk technology must be highly effective and able to decipt the present overall situation of the client and the bank.

Risk diversification concerns both the bank's overall business and its strategic orientation and, in particular, asset management. Effective diversification reduces the overall risk of the client and the bank.